Build real wealth.
The strategies no one taught you.
Dr. Hugi, DPT is a licensed insurance professional, certified Estate Plan Strategist, and builder of a multi-million dollar real estate portfolio.

Six wealth strategies every family needs
Most people are taught to earn. Almost nobody is taught to keep it, protect it and pass it on. Pick where you want to start.
01Life insurance
Protect your income and the people who depend on it.
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02Estate planning
Wills, trusts and beneficiary strategy so what you built reaches your family without probate, delays, or the state deciding.
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03Student loan forgiveness
There are forgiveness and repayment programs most people never hear about.
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04Short and long term saving
A savings structure with a job for every dollar: an emergency cushion, money for near term goals, and money that compounds for decades.
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05Retirement strategies
Retire on your terms, not your employer's.
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06Real estate
From a first rental to a portfolio.
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Not just teaching. But someone who did it.
In 2016 she became a licensed realtor and, by night and on weekends, built a real estate portfolio that grew into a multimillion dollar asset base, enough to leave her corporate career in 2023 and live off her rental income full time. She began coaching other professionals on how to start investing in real estate, teaching the same strategies that had built her own freedom.
In 2025, while pregnant, that coaching became Wealthy by Choice, built first on the real estate investing fundamentals she'd already mastered. But becoming a mother made her think bigger. It wasn't enough to teach people how to build wealth if no one was teaching them how to protect and preserve it. So she spent the next year expanding WBC into financial services, becoming a licensed life and health insurance professional and certified Estate Plan Strategist in 2026, with her securities license currently in progress.
Read her story →- Empowerment
- Integrity
- Authenticity
- Accountability
- Trust

I learned the strategies the wealthy actually use, not just for myself but for my growing family. Now I teach them to yours.”
Dr. HugiIn her own words
Ready when you are.
Fifteen minutes. No pitch. You leave knowing where you stand and what to do next, in plain language.
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